“If you own your home then you may be accepted for a secured homeowner loan. Even if you have a bad credit rating, do not fear as most lenders will still offer you a loan for up to 85% of the value of your home for a maximum of 35 years. Great news! Or not? [...]

In order to borrow money there are various types of loans available and the rules and expectations vary from creditor to creditor and from bank to bank. The majority of loans are grouped into two main categories: secured loans and unsecured loans. There are various types of secured loans, the two major ones being home [...]

There has always been a selection of bad credit car loans but getting a loan or finance for a van if you have bad credit can be tricky. When you’re in business for yourself as a sole trader, any bad debts as a result of business deals will reflect against the individual and it’s sometimes [...]

Homeowner loans and secured loans are in many cases the same thing but that is not always true. Some homeowner loans do not necessarily need to be secured on property. Home owners that may have fallen into slight credit difficulty may still be considered for an unsecured loan on the basis that they own their home. [...]

With creditmarket.co.uk you don’t have to search through dozens of secured loan companies. As licensed credit brokers, we have access to hundreds of different loan plans from many of the top lenders and can match the right product with individual circumstances. Click to find out more about: Bad Credit Secured Homeowner Loans available from creditmarket.co.uk [...]

If you have missed some credit card or loan payments, if you have more than one CCJ or if you have defaulted on your mortgage payments, you may well find yourself in a category known as ‘high-risk’. What this means is a lender will be taking more of a risk by providing you with a [...]

If you live in the UK and are considering borrowing money for any reason, you may have considered contacting one of the companies that advertise their lending services on TV. But these companies are actually advertising debt consolidation loans which may not suit your requirements. Even if you have debts, if you have no difficulties [...]

Being turned down for a loan can be an unpleasant experience, especially if you are sure you have never missed a payment in the past or had any kind of ‘bad’ or adverse credit. Even though you may have been declined it does not necessarily mean you will not be able to get a loan [...]

It’s true loans are wonderful things. Think about it, they wouldn’t be so popular if people didn’t think they were a good idea! The percentage of households that do not have a loan of some kind is dramatically small these days. The secret to making loans wonderful for you is to not spend more than [...]

Securing a larger loan than needed from UK lenders makes “good” financial sense in the savings that a higher loan amount nets those entering into loan contracts with UK lending institutions. First of all, an adjustable periodic rate loan, or APR Loan, “locks” in a rate of repayment of the loan for a set number [...]