The Buy-to-Let mortgage has come into its own in the last few years. Landlords have enjoyed high rental incomes and exceptional returns on the value of their properties.

FM2 has access to and expert knowledge of lenders and mortgage products ideally suited to buy-to-let arrangements. Our agents select from over 500 mortgage products specifically tailored to the buy-to-let market.

By working closely with FM2 Ltd , creditmarket.co.uk has access to a variety of buy to let mortgage solutions, even if you have had difficulty obtaining credit in the past. With access to a mortgage database containing over 50,000 products including the majority of known high-street lenders FM2 Ltd are able to quickly find a product to suit your individual requirements.

Specialist Deals

Many lenders now offer specialist buy to let mortgages that allow private landlords to fix their interest payments for five years or more, providing increased security over mortgage funding costs.

Buy to let has become increasingly attractive in the past few years. The 1988 Housing Act has reduced the fear that tenants, once admitted to a property, will prove all but impossible to evict. The proportion of UK housing stock taken by rentals stood at a low of 7% in 1989, but has grown to 11% or more in the years since.

Most landlords should be able to obtain gross rent equivalent to between 130% and 150% of the rental property's mortgage payments (interest only). Letting agents will charge between 10% and 15% of the rental depending on the service level they offer.

Get Expert Advice

There are a lot of factors to consider when looking at buy to let mortgages - factors such as how tax relief can be employed, and the various obligations which go along with being a landlord.

FM2 have long and successful experience in arranging buy to let mortgages and can help you find the best deal for your needs.

The overall cost for comparison is 7.1% APR. The actual rate available will depend on your circumstances.

If you have time, click here to fill out a: mortgage enquiry form (takes 5 mins) and we'll call you with an idea of products that fit your requirements. There is no obligation to accept anything but FM2 will try to find you a mortgage that you are happy with.

If you don't have time now, fill out the quick enquiry form below and we'll give you a call when it's convenient for you:

You will be assigned one named advisor who will stay with you throughout the whole process. We won't pass you around a call centre full of anonymous voices who don't know you or understand the situation..

Most companies charge a fee for arranging a mortgage and if you want to find out how much you are going to be charged you should always ask in advance. FM2 may charge you a fee for arranging a mortgage and a representative fee is £595.

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