Find out the 'Loan to Value' of your house and mortgage using our calcultor.

Lenders sometimes offer different rates to people with different 'loan to value' (LTV) mortgages so it's important to know what your loan to value is.

The loan to value is the mortgage debt as a percentage of the value of the house against which the debt is secured.

Enter the figures in the boxes below and press 'calculate' to use our calculator and find out your 'loan to value'.

**If the answer is more than 100% it means you might be in a 'negative equity' situation. (or you may have put the numbers the wrong way round!)

If you are in negative equity it means the debt secured against the house is more than the value of the house.

You may wish to speak to a mortgage adviser to find out your options.

We aim to put you in touch with 'whole of market' advisers with access to a mortgage database containing thousands of products which is updated daily and includes high-street and specialist lenders.

This enables advisors to quickly find a product to suit your individual requirements.

We do not offer mortgage advice here, we bring together a choice of options to help you find a solution.

By working out your mortgage loan to value you can easily determine if a certain offer you have seen is suitable for your purposes. For example, if the loan to value is 77% then mortgages with a maximum loan to value of 75% will not be available.

It may be possible to use other funds to reduce the loan to value before taking a new offer if there are sufficient funds available.

Creditmarket Ltd is registered with the data protection act and licensed under the Consumer Credit Act 1974 - license number 583674.