Being able to compare life insurance online can be a great labour saving method of getting your protection policies easily and cheaply. However, we have identified a number of potential pitfalls that could lead to someone not having enough cover, the wrong term or even having a claim refused. Going for the cheapest option isn’t [...]

The answer to the question, ‘who is the cheapest car insurance company?’ is almost impossible to answer. The reason is because the offers are always changing and different people with different circumstances will pay different amounts for their car insurance. For example, people with less no-claims discount will pay more for insurance than someone with [...]

In times of financial hardship people are always looking for ways to cut back. There are many ways to do this including buying less treats, choosing supermarket own brand products or spending less on takeaways and nights out. Some may feel inclined to cancel payments to things they consider non-essential like gym membership but when [...]

If you are thining about life insurance you have already made the first step and decided – ‘I would like my family to be protected and benefit financially if I die’. Here are a few things to think about before you commit to – buy some life insurance. What do you want to protect? 1/ [...]

Self employed people do not receive any employee benefits when they are off sick or are unable to work because of an accident so it’s important to arrange income protection insurance. Benefits from the Government are minimal and Statutory Sick Pay is currently a meagre £79.15 per week or £343 per month which is barely [...]

Statistically a high percentage of us are at risk from cancer so it’s natural to consider some sort of protection that could provide a cash lump sum to either clear our debts, take care of our families or pay for treatment if we are diagnosed with cancer. Critical Illness Cover can provide exactly that but [...]

With the cost of living on the rise it’s important to make sure we’re not paying to much for the essentials. Most people with a mortgage have life insurance to clear the mortgage in the event of their death so that the family does not have to sell the house to pay off the mortgage [...]

You can save both time and money when leaving your insurance needs to the hands of a professional. The type of professional that you would find to assist you in finding the right car insurance policy would be an insurance broker. It is possible to purchase a policy without using a broker. However, if you [...]

Many will derive great joy from owning a pet this year. Some will receive a pet as a gift, others will say farewell to an old friend. The common theme amongst these pet owners is an uncommon companionship with their chosen pet. More than half of all homes have at least one pet and many [...]

The insurance market has changed immensely in the UK over the past several years. The proliferation in products, the changes in sales tactics, the de-regulation of the financial sector and the increasing litigation culture in the UK have all made a difference. Companies no longer specialize. They offer a wide portfolio of Products, and not [...]

Research by some of the UK’s leading financial organisations has found that millions of people are not insuring their lives, leaving their loved ones vulnerable. Life insurance company Scottish Provident, part of the High Street bank Abbey, recently reported that as many as 50 per cent of the population do not have life insurance, which [...]

When are you under insured? Is there such a thing as being over insured? How do you know when you have got it right? While most of us are probably a little cynical about the sales tactics of insurance dealers – whether companies or brokers – one of the most useful concepts in the business [...]

When it comes to car insurance, the law requires that you must have the minimum of third party insurance if driving in the UK. If you were to cause an accident, this insurance would cover the loss and injury of others involved. However, just because you have to have it, doesn’t mean you have to [...]

This is a list of items and information that can help when obtaining a quote for car insurance online Details of vehicle make, model and year of manufacture Full address of where the vehicle is kept overnight Details of any alarm or immobiliser Details of all drivers and their histories including driving convictions or claims [...]

The insurance market in the UK has been revolutionised over the past decade. Insurance has moved away from the door to door or office to office sales model to multichannel access via branch, broker, email, web portal and telephony. In addition, the range of products offered by insurance companies now extends far beyond the big [...]