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Finance Articles and Information

Below you will find articles and information relating to personal finance. Read from the many available or if you have an article you feel would be of interest to our visitors, please feel free to contact us.

Low Rate Credit Cards Vs. 0% APR Balance Transfers


Is it better to choose a credit card with a long 0% balance transfer offer or one with a low rate that starts low and stays low?
>> Compare Credit Cards Online
Credit cards work well as convenience items making it easy to pay for goods and services in today’s world. By clearing the full credit card [...]

Balance Transfers on Multiple Credit Cards


Some lines of thought have suggested it may be able to strengthen an individual credit score by transferring a credit card balance onto multiple cards. I.e. a £5,000 balance transferred across 5 cards by putting £1000 on each.
This may not actually be advisable be advisable in the UK.
In the US there is something known as [...]

Getting Your Credit Cards Inline Online


If you believe the recent financial headlines in the tabloids, people in the UK are becoming more cautious about using their credit cards, preferring to use their debit cards instead rather than build further debt.
This is unfair. Credit cards have long since ceased to be the bad boys of credit management, whether short term debt [...]

Evaluating Balance Transfer Offers on Credit Cards


When looking to get a new credit card, there are many things to watch out for. Whether this is your first card or you’re simply looking to transfer your balance of an old card onto a new one, there are many items you’ll want to beware of, including how long your 0% interest will be. [...]

Credit Card Changes May Leave UK Consumers Chafing


There have been two significant changes in the credit card market in the UK. The first is the sounding of the death knell on zero percent deals. The second is the government initiative to end or significantly lower credit card charges on retailers.
In the recent past, credit card companies habitually offered new customers zero percent [...]

Choosing the Right Credit Cards for Your Lifestyle


People are often advised to select a credit card which is right for them based on their spending habits. But you should choose credit cards based on your different spending purposes and have a card for each. Fortunately the UK market for credit cards has expanded rapidly in the last few years and offers credit [...]

Credit Card Wars Low Fixed vs Zero Introductory


You call a credit card centre and seek information about their line of cards. You want to know whether it would make more sense to pursue a low fixed rate credit card or if you should look into a card that features a 12 month 0% APR introductory offer to pay off a higher interest [...]

 

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