Increasing numbers of people experienced financial difficulties in recent years. This can be for all manner of reasons, from being made redundant to simply taking on more debt than they can afford to pay back. If you have suddenly found yourself being turned down for loans and credit cards it could be that you have [...]

If you find yourself stuck with high balances on credit cards with high interest rates, locating an appropriate balance transfer card can be the solution to save you hundreds of pounds a year. With so many organizations offering introductory 0% APR for balance transfers for up to and over a 12 month period, transferring balances [...]

Is it better to choose a credit card with a long 0% balance transfer offer or one with a low rate that starts low and stays low? >> Compare Credit Cards Online Credit cards work well as convenience items making it easy to pay for goods and services in today’s world. By clearing the full [...]

Some lines of thought have suggested it may be able to strengthen an individual credit score by transferring a credit card balance onto multiple cards. I.e. a £5,000 balance transferred across 5 cards by putting £1000 on each. This may not actually be advisable be advisable in the UK. In the US there is something [...]

If you believe the recent financial headlines in the tabloids, people in the UK are becoming more cautious about using their credit cards, preferring to use their debit cards instead rather than build further debt. This is unfair. Credit cards have long since ceased to be the bad boys of credit management, whether short term [...]

When looking to get a new credit card, there are many things to watch out for. Whether this is your first card or you’re simply looking to transfer your balance of an old card onto a new one, there are many items you’ll want to beware of, including how long your 0% interest will be. [...]

People are often advised to select a credit card which is right for them based on their spending habits. But you should choose credit cards based on your different spending purposes and have a card for each. Fortunately the UK market for credit cards has expanded rapidly in the last few years and offers credit [...]

You call a credit card centre and seek information about their line of cards. You want to know whether it would make more sense to pursue a low fixed rate credit card or if you should look into a card that features a 12 month 0% APR introductory offer to pay off a higher interest [...]