Some lines of thought have suggested it may be able to strengthen an individual credit score by transferring a credit card balance onto multiple cards. I.e. a £5,000 balance transferred across 5 cards by putting £1000 on each.
This may not actually be advisable be advisable in the UK.
In the US there is something known as […]

If you believe the recent financial headlines in the tabloids, people in the UK are becoming more cautious about using their credit cards, preferring to use their debit cards instead rather than build further debt.
This is unfair. Credit cards have long since ceased to be the bad boys of credit management, whether short term debt […]

When looking to get a new credit card, there are many things to watch out for. Whether this is your first card or you’re simply looking to transfer your balance of an old card onto a new one, there are many items you’ll want to beware of, including how long your 0% interest will be. […]

There have been two significant changes in the credit card market in the UK. The first is the sounding of the death knell on zero percent deals. The second is the government initiative to end or significantly lower credit card charges on retailers.
In the recent past, credit card companies habitually offered new customers zero percent […]

People are often advised to select a credit card which is right for them based on their spending habits. But you should choose credit cards based on your different spending purposes and have a card for each. Fortunately the UK market for credit cards has expanded rapidly in the last few years and offers credit […]

You call a credit card centre and seek information about their line of cards. You want to know whether it would make more sense to pursue a low fixed rate credit card or if you should look into a card that features a 12 month 0% APR introductory offer to pay off a higher interest […]