7.3% Typical APR Borrow between £2000 and £25,000 Loan durations of six months to 6 years No early redemption penalty Use the Virgin Online Loan Calculator before applying (on Virgin website)
Go to the > Virgin Loan < website.

Apply for a Virgin loan online and Virgin will aim to give you a 'yes' the next working day.

Once you've had the thumbs up, Virgin will send you a form to sign. They will usually get the money to you within five working days, but if you need it quicker, no problem – just let them know and it could be in your bank account the day they get your form back.

The Virgin loan offers a quick and easy online application process and a competitive APR. With the Virgin loan you get peace of mind knowing you are dealing with a reputable, established organisation. Don't delay, apply for your Virgin loan today!

How much will my monthly payments be?

That depends how much you're looking to borrow and how long you want to pay it off. The quickest way to find out is to enter your amounts in our calculator and it will show you exactly what your monthly payments would be.

But as a rough example, say you applied today and borrowed £7,500 at our typical rate of 7.3% APR, paying it back over six years.

If you safeguarded your repayments against accident, sickness and involuntary unemployment with Payment Protection Cover, you'd pay £170.29 each month for 72 months. So the total you'd pay back would be £12,261.26.

If you didn't protect your repayments, you'd pay £128.27 each month for 72 months. And the total you'd pay back would be £9,235.90. (But remember, you'll be responsible for making your repayments each month, whatever happens.)

There is a charge of £50 for optional next day cash into your bank account.

Or visit the Virgin Loan website and use their online calculator!

Loans provided by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester, CH4 9QQ. Registered in England Number 2783251. Loans are available to UK residents aged 18 years and over and are subject to status. Written quotations are available on request. MBNA may monitor or record telephone calls. Funds are paid subject to return of a signed agreement. The Virgin Personal Loan is not regulated by the Financial Services Authority. MBNA Europe Bank Ltd is authorised to accept deposits by the Financial Services Authority in the UK and licensed to provide consumer credit by the Office of Fair Trading in the UK. MBNA Europe Bank Ltd is entered on the FSA's Register (www.fsa.gov.uk/register/) with FSA Register Number 204487.

Click here to find out more or apply for a Virgin Loan

Calculations are approximate and should only be considered a rough guide. Your actual repayment amount will be set by the lender. Your rate depends on your personal circumstances.

Enter only numeric values (no commas), using decimal points where needed.
Non-numeric values will cause errors.

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