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If you can answer 'Yes' to the questions below you can apply for a Post office loan.

Have you been a UK resident for three years or more?
Are you over 21 years of age?
Can you confirm that you have no County Court Judgements (CCJs)?
Do you have a bank or building society account?
Do you have a regular income (excluding unemployment benefit) greater than £8,000 p.a?
The application process has been designed to be simple and easy...

How to apply for your Post Offie loan:

- Choose how much you’d like to borrow
- Choose how long you’d like to repay your Post office loan. Use the loan calculator and budget planner to help.
- Apply online.
- You’ll then be given a response instantly on your application - if you've applied online, you'll be told when you complete the application.
- If you take advantage of the courier service you could receive the cheque in 24 hours (delivery may take longer for a weekend application or in outlying areas. This express option costs £45.) Alternatively, the documents will be sent to you in the post. As soon as you have signed and returned them, you will immediately be sent a cheque made payable to you or a transfer of funds will be made directly into your account.

Post Office Loan repayment example:

If you were to borrow £5,000 over 36 months, you would have monthly repayments of £153,68 and pay total interest of £532,48, giving a total amount payable of £5,532.48 - typical 6.9% APR. This does not include payment protection insurance.

Important information about the post office loan:

Loans provided by Bank of Ireland Personal Finance Ltd, 36 Queen Street, London EC4R 1HJ. Subject to status. Written quotations available. Applicants must be aged 21 or over and a UK resident.

Payment Protection Insurance for the post office loan is provided by Financial Insurance Company Limited registered in England No.151587 and Financial Assurance Company Limited registered in England No. 1044679 both limited by shares whose registered office is Vantage West, Great West Road, Brentford, Middlesex, TW8 9AG

Calculations are approximate and should only be considered a rough guide. Your actual repayment amount will be set by the lender. Your rate depends on your personal circumstances.

Enter only numeric values (no commas), using decimal points where needed.
Non-numeric values will cause errors.

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