Bank Accounts UK Online Banking

Bank Accounts UK - Online Banking

Bank accounts play an important part in our every day lives. We all want our money to be safe and we all want our money to work for us in the best possible way. Getting the best rates and the best service from a bank or building society are two important factors in the decision making process.

Current Accounts
Savings Accounts
Childrens Accounts
Child Trust Fund
Business Bank Accounts
Bad Credit Bank Account
ISAs

UK bank accounts have evolved in recent years to embrace the advantages of online management putting the account holder in complete control with online security systems constantly developing to make the experience virtually risk free.

Features often include the ability to:

See multiple account balances in one place
Transfer money between accounts
Easily set up or cancel standing orders and direct debits
Pay bills
Review your statements

All of which can be done with complete ease at the touch of a few buttons.

By clicking 'Apply' in the table below you will be taken to the website of the bank you choose where you will be able to find out all about the account before deciding to apply online. Using creditmarket.co.uk to find bank accounts is free and will not affect your application in any way.

Current Accounts

Alliance & Leicester Premier Direct Current Account
6.5% AER (fixed until 31/07/08). on balances up to £2,500, 0.10% AER (variable) on balances over £2,500
Cahoot Current Account
3.75% A.E.R. (3.69% gross p.a.) for credit balances under £250,000; and,
3.00% A.E.R. (2.96% gross p.a.) for credit balances of £250,000 +.
Smile Bank Account
3.04% AER, over 30 times more interest than some other banks pay £500 fee-free overdraft, at only 9.9% EAR
First Direct
up to 2.00% AER (1.98% gross) interest on credit balances automatic fee free £500 overdraft - subject to status. 10.9%EAR variable
Intelligent Finance
An interest rate of 2.75% AER/GROSS variable and the 24 hour convenience of online and phone banking
Citibank Direct Current Account
Citibank is currently offering new customers up to £1,000 interest-free and fee-free overdraft buffer for 12 months from account opening when you deposit your monthly salary to Citibank at the time of account opening.
Halifax High Interest Current Account
An incredible 6.17% AER (6% gross) for balances up to £2,500 and 0.1% AER/gross p.a. for anything over this amount.
 
Barclays Bank Account - First Additions You get a range of benefits with an Additions current account - choose the one which best suits your needs. Mobile phone insurance, breakdown cover and family travel insurance are just some of the benefits available.  
Abbey Bank Account The Abbey account does it all - it's easy to use and puts you in complete control of your money, with no hidden charges and you could get a fantastic 6% AER on balances up to £1000 for 12 months.  
Lloyds Bank Account
We offer current account customers an interest rate of 4.00% AER* on the first £5,000 of balances
 

See multiple account balances in one place.

If you have more than one account held with the same bank you can easily see all of the balances on one screen so you know what money you have and which account it is in.

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Transfer money between accounts.

Move money in between the accounts you hold with that bank or even transfer money to another account held with a different bank or buiding society. Simply select the account you want to transfer your money from, then select the destination account and at the touch of a button the transaction is made. Transfering money to accounts held with the same bank are often instant whereas moving money between different banks can take a few days.

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Easily set up or cancel standing orders and direct debits.

Manage your regular payments like credit cards, car insurance or mobile phone bills. Most online banking systems allow you to input the bank details of the company you wish to pay, how much you wish to pay them and for how long. It's just as easy to stop any regular payments when you have finished paying for something or have switched supplier.

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Pay Bills.

For one off payments online banking makes it easy to enter the details of the company you wish to pay, which account you wish to pay them from and how much you want to pay them. At the click of a button you can make sure you deal with bills quickly and efficiently.

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Review your statements.

See your statements online in the same format you would see paper copies making them easy to review. Many banks allow you to review up to several months worths of account statements online. Ideal if you wish to trace a payment or find out where your money is going.

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Banks and building societies offer a variety of different accounts. Nearly everyone needs an account to help them manage their day-to-day money. It is possible to manage your money using just cash, but putting your money in a bank account can have several advantages.

Although the terms of accounts differ from bank to bank, there are only two main sorts of bank accounts; the first, a current account, is an account suitable for managing your day to day finances - it may offer a cheque book or a cash-point card. The second is a savings account, which as the name suggests is best for longer term savings.

Most banks or building societies now offer useful web based banking facilities which can provide a much easier way for you to organise and manage your finances.

Many online banks provide a wide varierty of services that allow you to manage your money, pay bills, set up direct debits and transfer funds into other accounts.

You can view your statement online and see exactly how your money is being used.

Top 5 Directory Listings for "current accounts":

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