Rates start at 7.1% APR for loans of £7,000 Rates range from 7.1% to 13.7% Payment protection cover available Apply online and get a decision in minutes Choose to make no repayments for the first three months Fixed monthly repayments to suit your budget Loans available up to £25,000 Optional courier service to deliver your funds the next day* Choose to repay over 12 to 84 months
Not currently available from this site: Try www.if.com

Applying online for the loan couldn't be easier. You get a decision in minutes and the option of next day delivery of your money.

You will not receive advice, or a recommendation on the suitability of Payment protection. You must read the information provided to help you decide whether Payment Protection is suitable for you needs.

If you repay your personal loan early, you will have to pay an early repayment charge equal to 2 months interest payments.

* If you choose the optional courier service an additional fee, which is currently £45 (plus a £5 levy if you request a specific delivery time), will be payable one month before your first monthly repayment. This additional fee is subject to change at any time and the up to date fee will be notified on application.

Applying for a Intelligent Finance loan online is easy and secure.

To apply for a loan you must:
Be over 18
Have a bank/building society account
Have a permanent UK address
Not have been declined for credit in the last month
Not have a history of bad credit such as arrears, county court judgements (CCJs), default or bankruptcy
You will also need handy:
Your address details for the past 3 years, including your partner's address details, if different, and if this is a joint application
Your bank/building society details
Your monthly income and outgoings such as rent/mortgage payments
Your employer's name and address
By completing and submitting your loan application online you are confirming that all information provided by you is true and complete and that you are at least 18 years of age.

Calculations are approximate and should only be considered a rough guide. Your actual repayment amount will be set by the lender. Your rate depends on your personal circumstances.

Enter only numeric values (no commas), using decimal points where needed.
Non-numeric values will cause errors.

top of page