An instant decision online makes a Halifax Personal Loan one of the fastest and simplest ways of getting a loan.

All our Personal Loans can be insured with optional Creditcare. Creditcare is our repayment protection insurance. It protects your loan repayments against a change in your circumstances.

You will not receive advice or a recommendation on the suitability of Creditcare. You must read the information provided to help you decide whether Creditcare is suitable for your needs.

All loans are subject to regulations and conditions. The legal information relating to these regulations and conditions can be viewed on the Halifax loan page. We advise you to read this information fully before applying for a loan.

Loans are provided by Halifax plc, Trinity Road, Halifax, HX1 2RG. Written quotations are available on request. All lending is subject to appraisal by the Bank of the applicant's financial status. To apply, you must be at least 18 and a UK resident (excluding the Channel Islands and the Isle of Man). APR and repayment details are correct at time of print. Certain purposes of loan may be excluded or have limited repayment periods.

Halifax charge interest in the period between the start of your loan and your first monthly repayment. As security for your loan we have a right to set off. This means that if you are in breach of your Halifax Loan agreement they may set-off any money you owe us against a credit balance on any other account you hold with them, including a joint account. They will only take money from a joint account if the conditions of that account allow and there are sufficient funds.

Products and offers are subject to conditions and can be withdrawn without notice. The rate you are offered will depend on credit assessment procedures, your personal circumstances and other related factors.

Click here for more information or to apply for a Halifax Loan

Calculations are approximate and should only be considered a rough guide. Your actual repayment amount will be set by the lender. Your rate depends on your personal circumstances.

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