You’d normally have to pay separately for each of the following types of insurance. But we cover them all in one convenient package that is the Ultimate Reward Current Account.

• Worldwide multi-trip travel insurance for two adults and all your children.
• RAC car breakdown cover – roadside assistance when you need it most.
• Mobile phone insurance for home and abroad if your mobile phone is lost, stolen or damaged.
• Card Care card protection for all your registered debit, credit, store and charge cards if they are lost or stolen at home or abroad.
• Home emergency cover – from burst pipes to broken windows. Get the help and repairs you need – 24/7.
• £100,000 worth of travel accident cover – protection if you have an accident while travelling on public transport abroad.
• Identity theft assistance – with identity fraud a growing problem in the UK, we'll provide help and support on our free advice line open 24 hours a day, 365 days a year.
• Purchase protection covering the items you buy with your Ultimate Reward Visa debit card if they’re lost, stolen or accidentally damaged.
• Price promise – if you buy an item with your Ultimate Reward Visa debit card and then see it cheaper elsewhere, you can claim back the difference from us.

Certain exclusions will apply to the insurance cover.

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