• - A Visa Debit Card giving you the convenience of cash-free purchases and access to your money at thousands of cash machines around the UK and abroad
• - Overdraft facility - 15.9% EAR when you pay in £1,000 or more every month (Typical rate 18.9% EAR variable), it's easy to arrange so it's there when you need it
• - A cheque book available on request
• - Convenient 24-hour online and telephone banking to check your balance, pay bills, transfer money, set up or change standing orders and cancel Direct Debits
• - Hundreds of branches nationwide - conveniently located for when you want to talk to someone face to face
• - A higher rate on your savings if you pay in £1,000 or more into your High Interest Current Account every month.

So how do I switch?
If you already have a current account with another bank, Halifax will handle the entire switching process for you. It takes about 4 weeks and the service is totally free.

All you need to do is complete and sign two forms and Halifax will take it from there.

*If you don't make payments of at least £1,000 for two or more consecutive months, you will earn 0.1% AER/gross p.a. on any balance until you start funding with £1,000 or more for three consecutive months.

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