Loans from £5,000 to £100,000 typical 6.2% APR variable - Lowest secured loan rate in the UK Loans up to 125% of property value Terms between 5 - 25 years. No arrangement fees. CashBack payment protection plan.
Apply to: First Plus Home Owner Loans

Online Exclusive: typical 6.2% APR variable - Lowest secured loan rate in the UK

FirstPlus have already helped thousands of people find financial freedom by spreading their existing debt over a longer period and lowering the repayments.

Each application is considered on it's individual merit and FirstPlus will consider your application even if you have had difficulty obtaining credit in the past.

Are you eligible for a FirstPlus Loan?

• - Aged between 20 and 75 (at end of agreement)
• - Must be a homeowner
• - Must have had mortgage for more than 9 months.
• - Houshold income of over £20,000
• - If self-employed, 2 years provable accounts.
• - Minimum property value of £40,000

First Plus Financial Group's simple, no-nonsense approach to lending has been helping people borrow what they need since 1997. Apply today and they'll select a rate that fits in with your individual circumstances and takes into account the equity in your home.

You decide how much you want to borrow over what period. You can borrow anything from £5,000 up to £100,000. Then First Plus provide a flexible, affordable loan with a single monthly repayment.

Don't stand for expensive monthly loan repayments a minute longer. Let FIRSTPLUS cut your bills down to size. So if you're a UK homeowner apply today.

Apply for a: First Plus Home Owner Loan

Company History

FIRST PLUS is the market leader in homeowner loans. We've helped 250,000 UK homeowners take control of their finances since 1997.

FIRST PLUS is an established, reputable specialist personal finance company. It is a wholly owned subsidiary of Barclays Bank PLC. We are based in Cardiff, South Wales and lend to homeowners across the UK.

A responsible lender

We're committed to responsible lending - we only lend to homeowners with a good credit record.

We really get to know our customers in order to create a truly tailored loan that is affordable.

What's more, we provide a single point of contact throughout the application process. So should you need any assistance, you'll always have a familiar voice ready to help you.

At FIRSTPLUS we want to provide you with a loan that enables you to take control of your life, not weigh it down.

Putting quality at the heart of the business
At FIRSTPLUS we don't believe in standing still. We're constantly looking to progress and improve the way we work.

We aspire to be a world-class company.

The Firstplus commitment to quality and responsibility has been regularly recognised:

2000, leadership prize winner, Wales Quality Award
2001, overall Winner, Wales Quality Award, including SME category prize
2001, attained CBI World Class status
2002, overall winner, Wales Quality Award, including People Development prize
2002, became the first company to win the Wales Quality Award twice - and in successive years
2004, became the first company in Wales to be awarded Investor in Excellence
2005, winner of overall European Quality Award (SME category)
2005, 22nd in the Sunday Times 100 Best Small Companies to Work For
2006, 12th in the Sunday Times 100 Best Mid-sized Companies to Work For
2006, achieved two stars in the Best Companies Accreditation for great work practices and employee care
Excellence in customer service

Firtsplus aspire to always deliver great service. In a recent survey over 90% of customers were satisfied with our service. 80% said they would recommend us to their friends and family.

We're totally focused on delivering you great service and continuously ask for your feedback.

Apply now for a FIRSTPLUS homeowner loan

Borrow from £5,000 to £100,000 at an extra low interest rate.

Consolidating existing debts may increase the total cost and extend the repayment period. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.