First Active Mortgages

At First Active, we've taken a fresh approach to mortgages. We've made them easier to understand, easier to arrange. No extended tie-ins - just the deal you sign-up for. Our rates start low and stay competitive.

And most importantly, all our deals are open to everyone, not just new customers. So you don't have to change mortgage companies every few years to get the best deal.

Go to the > First Active Mortgage < website

You must be 18 or over
You'll need to borrow at least £10,000
Your mortgage term can't go beyond your retirement date (and you can't have a mortgage past the age of 70)
Your property must be in England, Scotland or Wales
Your property must be your main residence
We require the first legal charge on your property.

First Active offer:

Remortgages for people switching from their existing lender
New mortgages for people buying a house
Mortgages for self-employed people.
'Buy-to-let' mortgages (currently through financial advisers only)

They Don't offer:

Mortgages on 'right-to-buy' properties or homes that are part-owned by a housing association or local council
Self-certification mortgages - we'll need to see supporting documents and we'll need to credit score your application.
One of the things we use to help us work out how much you can borrow is 'income multipliers'. The multipliers we use will depend on your income and credit score. To find out how much you could borrow, click on the link below.

Click here to find out more or to apply for a First Active Mortgage

		Simple Mortgage Enquiry Title First Name(required) Surname(required) Date of Birth(required) House Name/Number Town County Postcode Home Phone(required) Work or Mobile Email(valid email required) Mortgage Amount £ Property Value £ Mortgage Purpose Mortgage Term
	First Time Buyers Moving House Remortgages Lifetime Mortgages (Equity Release) Flexible Mortgages Self Certification Buy to Let Bad Credit Mortgages

Enquiries are handled by FM2 Financial Consultants. FM2 are 'whole of market' advisers and directly authorised with the FSA with access to a mortgage database containing thousands of mortgage offers - updated daily with many high-street lenders including Halifax, Nationwide, Woolwich, Alliance & Leicester, Cheltenham & Gloucester, RBS, Abbey, Northern Rock, Coventry and Leeds Building Society. Their advisors are able to quickly find a product to suit your individual requirements.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.