The Child Trust Fund gives every eligible child born between 1st September 2002 and 31st December 2010 a Government voucher to kickstart their savings.

There is no need to apply for a Child Trust Fund voucher - your child's entitlement will be automatically linked to their entitlement for child benefit.

So, if your child is eligible for the CTF, your child's Child Trust Fund voucher will be sent out to you. You will then be able to open a CTF with your chosen provider.

There are a variety of account types available including those that invest in cash deposits and pay interest, and others that invest in shares where the returns are potentially greater, but there is a risk that your child could get back less than has been paid in.

Family Investments is a CTF provider offering an account that invests in stocks and shares. They are experienced in providing family savings and investment plans. You can find out more and apply online here.

Anyone can make additional payments into a CTF account, up to a combined total of £1,200 each year. Once money is placed into a CTF, it must remain there until the child is eighteen at which point only the child is able to access it and they are free to spend it as they wish.

Family Investments is a mutual organisation with 35 years’ experience in providing straightforward investments for families. In fact, they currently look after around £2.8 billion of family money for over 1.7 million people in the UK and are experienced in providing family savings and investments.

With the Child Trust Fund from Family Investments you can enjoy:

• Over 35 years experience of helping families save for their future.
• Our track record in providing excellent customer service to over 1.7 million members.
• Investing in a Child Trust Fund that meets the government’s ‘stakeholder’ criteria. (Stakeholder accounts are not necessarily suitable for everyone, nor is their performance guaranteed).
• The facility to manage your child’s CTF account online

Click here to visit Family Investments Childrens Trust Fund