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	<title>Credit Cards Loans and Mortgages UK &#187; Mortgages</title>
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		<title>The Rollercoaster Continues in the UK</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/the-rollercoaster-continues-in-the-uk.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/the-rollercoaster-continues-in-the-uk.htm#comments</comments>
		<pubDate>Tue, 19 Apr 2011 13:33:10 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/?p=987</guid>
		<description><![CDATA[It would certainly be an understatement to say that the last three years have been challenging. The biting recession, property prices nose-diving, lenders going bust and those that are left seemingly reluctant to lend have contributed to as great a sense of uncertainty as seen in two generations. The effect of the new Coalition Government’s [...]]]></description>
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		<title>First Time Buyers Mortgage Deals &#8211; Coventry Rewards Existing Customers</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/first-time-buyers-mortgage-deals-coventry-rewards-existing-customers.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/first-time-buyers-mortgage-deals-coventry-rewards-existing-customers.htm#comments</comments>
		<pubDate>Mon, 14 Sep 2009 12:08:21 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/?p=806</guid>
		<description><![CDATA[The Coventry Building Society has launched a new mortgage offer which suggests they are, in a small way, more confident in the future of the economic situation. They are offering a 90% mortgage for first time buyers provided either they or their parents or guardians have held a savings or current account with Coventry for [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>New Mortgage Offers &amp; the Best Way to Find Them</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/new-mortgage-offers-the-best-way-to-find-them.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/new-mortgage-offers-the-best-way-to-find-them.htm#comments</comments>
		<pubDate>Sat, 27 Jun 2009 12:52:25 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/?p=663</guid>
		<description><![CDATA[New mortgage offers are being released almost daily in the current climate. The best way to keep on top of the best deals and offers that are emerging is to either keep a very close eye on things yourself, or let someone else do it for you. Not everyone has time to keep searching and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 Year &amp; 5 Year Fixed Rate Mortgages &#8211; Long term deals attract interest.</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/long-term-fixed-rate-mortgages-10-year-5-year-deals-attract-interest.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/long-term-fixed-rate-mortgages-10-year-5-year-deals-attract-interest.htm#comments</comments>
		<pubDate>Mon, 15 Jun 2009 17:50:06 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/?p=618</guid>
		<description><![CDATA[In uncertain financial times people develop a keen desire to protect their long term interests. Although interest rates are currently at an all time low and short term fixed rate mortgage offers below 3.5% are widely available, there is growing concern over the future highs to which interest rates could climb in the coming years, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Fixed Rate Mortgages with No Fee &#8211; New Mortgage Offers</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/fixed-rate-mortgages-with-no-fee-new-mortgage-offers.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/fixed-rate-mortgages-with-no-fee-new-mortgage-offers.htm#comments</comments>
		<pubDate>Thu, 16 Apr 2009 09:41:46 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/mortgages/fixed-rate-mortgages-with-no-fee-new-mortgage-offers.htm</guid>
		<description><![CDATA[New fixed rate mortgage offers with no lenders arrangement fee have been launched today by Alliance &#038; Leicester. This enhances their range of fee free mortgage solutions to include 3 and 4 year fixed rates. A&#038;L now have a 2 year fixed rate offer with no fee at 4.29%, a 3 year offer at 4.69% [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Income Multiples for Mortgages</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/income-multiples-for-mortgages.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/income-multiples-for-mortgages.htm#comments</comments>
		<pubDate>Wed, 18 Mar 2009 23:12:19 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/mortgages/income-multiples-for-mortgages.htm</guid>
		<description><![CDATA[The income multiples used by mortgage lenders vary from one lender to another. Some are more &#8216;generous&#8217; than others and will allow over five times the household income to calculate how much a customer can borrow. All lenders will also take into account a variety of factors as well as just a basic income multiple [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>It&#8217;s Getting Harder to Qualify for a Mortgage</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/its-getting-harder-to-qualify-for-a-mortgage.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/its-getting-harder-to-qualify-for-a-mortgage.htm#comments</comments>
		<pubDate>Tue, 20 Jan 2009 22:18:47 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/mortgages/its-getting-harder-to-qualify-for-a-mortgage.htm</guid>
		<description><![CDATA[Banks and Building Societies are continuing to tighten the purse strings and reduce their exposure to risk. By cherry picking only the most suitable customers who neatly fit their strict criteria mortgage lenders are trying to safeguard their future and improve their own creditworthiness. Abbey are making it tougher for applicants by assessing their affordability [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/its-getting-harder-to-qualify-for-a-mortgage.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Moving a Mortgage from Northern Rock</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/moving-a-mortgage-from-northern-rock.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/moving-a-mortgage-from-northern-rock.htm#comments</comments>
		<pubDate>Mon, 29 Sep 2008 11:54:38 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/mortgages/moving-a-mortgage-from-northern-rock.htm</guid>
		<description><![CDATA[A few weeks ago, Northern Rock announced they were not going to be offering their existing mortgage customers a new mortgage when they&#8217;re current offer came to an end. Instead, existing customers were offered products from the Lloyds TSB range. This may well suit a number of people but there is every possibility not everyone [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/moving-a-mortgage-from-northern-rock.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Low Rate Fixed Rate Mortgages</title>
		<link>http://www.creditmarket.co.uk/news/low-rate-fixed-rate-mortgages.htm</link>
		<comments>http://www.creditmarket.co.uk/news/low-rate-fixed-rate-mortgages.htm#comments</comments>
		<pubDate>Fri, 05 Sep 2008 21:21:07 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/low-rate-fixed-rate-mortgages.htm</guid>
		<description><![CDATA[Low rate fixed rate mortgages are becoming available once more with several lenders reducing rates more than once in recent weeks. Following a recent spate of rate reductions borrowers can now access a low fixed rate mortgage at just 4.69%. This low rate offer does however have a downside. The arrangement fee is 2.5% of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Things are Looking Up for Buy-to-Let</title>
		<link>http://www.creditmarket.co.uk/news/things-are-looking-up-for-buy-to-let.htm</link>
		<comments>http://www.creditmarket.co.uk/news/things-are-looking-up-for-buy-to-let.htm#comments</comments>
		<pubDate>Thu, 07 Aug 2008 12:29:29 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/things-are-looking-up-for-buy-to-let.htm</guid>
		<description><![CDATA[In the space of a few months news reports have signaled the death of the Buy-to-let market, continuing gloom and doom and significant losses for recent would-be landlords. But the grey clouds have a silver lining. Most Buy-to-let properties are purchased using an &#8216;interest only&#8217; mortgage. What this means is only the interest is repaid [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/things-are-looking-up-for-buy-to-let.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rates Drop but For How Long?</title>
		<link>http://www.creditmarket.co.uk/news/rates-drop-but-for-how-long.htm</link>
		<comments>http://www.creditmarket.co.uk/news/rates-drop-but-for-how-long.htm#comments</comments>
		<pubDate>Wed, 23 Jul 2008 11:40:42 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/rates-drop-but-for-how-long.htm</guid>
		<description><![CDATA[It&#8217;s only been a matter of days since several mortgage lenders announced a drop in their rates but a number of consumers are likely to be annoyed at the circumstances which may have led them to secure a mortgage in recent weeks at a rate which puts them out of pocket compared to one they [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Doom and Gloom but Rates are Coming Down</title>
		<link>http://www.creditmarket.co.uk/news/financial-doom-and-gloom-but-rates-are-coming-down.htm</link>
		<comments>http://www.creditmarket.co.uk/news/financial-doom-and-gloom-but-rates-are-coming-down.htm#comments</comments>
		<pubDate>Wed, 16 Jul 2008 13:36:36 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/financial-doom-and-gloom-but-rates-are-coming-down.htm</guid>
		<description><![CDATA[Everywhere you look at the moment the news is full of portents of financial doom. The word &#8216;recession&#8217; has even been used in some instances. The cost of living is on the increase at a hefty rate of knots due to oil and food price rises and the UK public is being warned to prepare [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Longer Term Fixed Rate Mortgages are Flavour of the Month</title>
		<link>http://www.creditmarket.co.uk/news/longer-term-fixed-rate-mortgages-are-flavour-of-the-month.htm</link>
		<comments>http://www.creditmarket.co.uk/news/longer-term-fixed-rate-mortgages-are-flavour-of-the-month.htm#comments</comments>
		<pubDate>Mon, 14 Jul 2008 10:58:06 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/longer-term-fixed-rate-mortgages-are-flavour-of-the-month.htm</guid>
		<description><![CDATA[According to a survey by Spicerhaart Financial Services consumers are opting to fix their mortgage rates for longer. Instead of choosing shorter term 2 or 3 year fixed rates in order to shop around more frequently for the best deal, borrowers appear to adopting a more cautious approach in light of recent rate rises by [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/longer-term-fixed-rate-mortgages-are-flavour-of-the-month.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>House Price Drop Slows</title>
		<link>http://www.creditmarket.co.uk/news/house-price-drop-slows.htm</link>
		<comments>http://www.creditmarket.co.uk/news/house-price-drop-slows.htm#comments</comments>
		<pubDate>Tue, 08 Jul 2008 18:09:57 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/house-price-drop-slows.htm</guid>
		<description><![CDATA[Last month house prices fell by just 0.9%, less then half the rate of last month according to Fionnuala Early, Nationwide&#8217;s Chief Economist. &#8220;Prices in June are now 6.3% lower than this time last year and have fallen 7.3% from their peak last October.&#8221; Although the downturn has slowed prices are 6.3% lower than this [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HBoS to Remain Competitive</title>
		<link>http://www.creditmarket.co.uk/news/hbos-to-remain-competitive.htm</link>
		<comments>http://www.creditmarket.co.uk/news/hbos-to-remain-competitive.htm#comments</comments>
		<pubDate>Wed, 02 Jul 2008 20:31:17 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/hbos-to-remain-competitive.htm</guid>
		<description><![CDATA[HBOS intends to retain a 20% share of the UK mortgage market following news that Abbey and HSBC have achieved a 25% stake through a recent surge in demand for their products. Mr. Cammy Amaira, director of sales for IF (Intelligent Finance) said &#8220;HBoS wants to do one in five mortgages this year&#8230;.we want to [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/hbos-to-remain-competitive.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Upward Rate Trend Continues</title>
		<link>http://www.creditmarket.co.uk/news/upward-rate-trend-continues.htm</link>
		<comments>http://www.creditmarket.co.uk/news/upward-rate-trend-continues.htm#comments</comments>
		<pubDate>Tue, 24 Jun 2008 11:33:10 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/upward-rate-trend-continues.htm</guid>
		<description><![CDATA[Cheltenham and Gloucester, Norwich &#038; Peterborough, Lloyds TSB Scotland and Halifax have unsurprisingly increased rates on selected mortgage products. Halifax, Lloyds and C&#038;G&#8217;s rates have risen by 0.3% and N&#038;P by 0.25%. Lenders rates continue to creep ever higher as &#8216;swap rates&#8216; force the price of money ever upward. Swap rates are directly responsible for [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/upward-rate-trend-continues.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Nationwide Building Society Rates Rise</title>
		<link>http://www.creditmarket.co.uk/news/nationwide-building-society-rates-rise.htm</link>
		<comments>http://www.creditmarket.co.uk/news/nationwide-building-society-rates-rise.htm#comments</comments>
		<pubDate>Tue, 17 Jun 2008 21:29:23 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/mortgages/nationwide-building-society-rates-rise.htm</guid>
		<description><![CDATA[For the second time in a month Nationwide Building Society has increased mortgage rates across its range. Earlier this month rates were available from a reasonably competitive 5.85% for a fixed rate deal. Now the lowest rate available is 6.35% (up to 75% loan-to-value), a rise of 0.5%. Borrowing over 75% loan-to-value now has a [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/nationwide-building-society-rates-rise.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Trackers join the great disappearing act</title>
		<link>http://www.creditmarket.co.uk/news/trackers-join-the-great-disappearing-act.htm</link>
		<comments>http://www.creditmarket.co.uk/news/trackers-join-the-great-disappearing-act.htm#comments</comments>
		<pubDate>Wed, 25 Jul 2007 17:14:00 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/trackers-join-the-great-disappearing-act.htm</guid>
		<description><![CDATA[Drew Wotherspoon of John Charcol comments, “Unless you’ve been on the moon recently, you can’t have missed reports of the great fixed rate disappearing trick over the last few months. Many deals have come and gone in the blink of an eye giving borrowers little opportunity to take them up. That said, the current crop [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/trackers-join-the-great-disappearing-act.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>UK mortgage lending remains strong but shows signs of easing</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/uk-mortgage-lending-remains-strong-but-shows-signs-of-easing.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/uk-mortgage-lending-remains-strong-but-shows-signs-of-easing.htm#comments</comments>
		<pubDate>Wed, 20 Jun 2007 12:05:28 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/mortgages/uk-mortgage-lending-remains-strong-but-shows-signs-of-easing.htm</guid>
		<description><![CDATA[Gross lending reached a new May record of £30.6 billion according to data from the Council of Mortgage Lenders (CML). The figure is up by 12% on April&#8217;s lending total of £27.4 billion and is 5% higher than the same month in 2006 (£29 billion). However, the rate of year-on-year growth is not as high [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/uk-mortgage-lending-remains-strong-but-shows-signs-of-easing.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Use the smoking ban to take years off your mortgage</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/use-the-smoking-ban-to-take-years-off-your-mortgage.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/use-the-smoking-ban-to-take-years-off-your-mortgage.htm#comments</comments>
		<pubDate>Wed, 20 Jun 2007 11:54:46 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/mortgages/use-the-smoking-ban-to-take-years-off-your-mortgage.htm</guid>
		<description><![CDATA[With just over a week to go until smoking in enclosed public spaces is banned, Charcol.co.uk is urging anyone already considering using the ban as a catalyst to giving up smoking to also think of the financial benefits as additional motivation. Someone with a 25 year repayment mortgage could save over £29,000 in interest and [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/use-the-smoking-ban-to-take-years-off-your-mortgage.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Equity release no longer a last resort</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/equity-release-no-longer-a-last-resort.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/equity-release-no-longer-a-last-resort.htm#comments</comments>
		<pubDate>Wed, 25 Apr 2007 12:35:18 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/mortgages/equity-release-no-longer-a-last-resort.htm</guid>
		<description><![CDATA[The UK equity release market is entering a crucial stage in its development and will play a greater role in retirement planning, according to a new report from Defaqto. However, the leading financial research company believes that consumer choice and confidence in equity release products is still limited by a lack of household names entering [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/equity-release-no-longer-a-last-resort.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Newcastle launches new two year fixed rate mortgage</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/newcastle-launches-new-two-year-fixed-rate-mortgage.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/newcastle-launches-new-two-year-fixed-rate-mortgage.htm#comments</comments>
		<pubDate>Mon, 02 Apr 2007 16:20:43 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/mortgages/newcastle-launches-new-two-year-fixed-rate-mortgage.htm</guid>
		<description><![CDATA[Newcastle Building Society has added to its mortgage range with the launch of a new two-year fixed-rate mortgage at a market-leading rate of 5.22% until 30th April 2009. The product offers 95% Loan to Value (LTV) and is not subject to any higher lending charges up to 90% LTV. Key Product Details: 5.22% fixed until [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/newcastle-launches-new-two-year-fixed-rate-mortgage.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Alliance &amp; Leicester launches new fixed rate mortgage deals</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/alliance-leicester-launches-new-fixed-rate-mortgage-deals.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/alliance-leicester-launches-new-fixed-rate-mortgage-deals.htm#comments</comments>
		<pubDate>Mon, 02 Apr 2007 16:19:53 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/mortgages/alliance-leicester-launches-new-fixed-rate-mortgage-deals.htm</guid>
		<description><![CDATA[Alliance &#038; Leicester is launching a highly competitive new range of mortgages, which are available from Monday 2 April and include: Two Year Fixed Rate (rate reduced) 4.99% (7.2% APR) fixed until 30 April 2009, then Standard Variable Rate (currently 7.39%) Customers can borrow up to 95% of the property value Product fee &#8211; £999 [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/alliance-leicester-launches-new-fixed-rate-mortgage-deals.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bradford &amp; Bingley launches range of 10-year fixed rate mortgages</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/bradford-bingley-launches-range-of-10-year-fixed-rate-mortgages.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/bradford-bingley-launches-range-of-10-year-fixed-rate-mortgages.htm#comments</comments>
		<pubDate>Mon, 02 Apr 2007 16:19:06 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/mortgages/bradford-bingley-launches-range-of-10-year-fixed-rate-mortgages.htm</guid>
		<description><![CDATA[Bradford &#038; Bingley has launched a range of 10-year fixed rate mortgages that carry early repayment charges for the first five years of the mortgage term only. The range is ideal for customers looking for a highly competitive long-term fixed rate that offers them the flexibility to move penalty-free after five years if they need [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/bradford-bingley-launches-range-of-10-year-fixed-rate-mortgages.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>February mortgage lending highest on record</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/february-mortgage-lending-highest-on-record.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/february-mortgage-lending-highest-on-record.htm#comments</comments>
		<pubDate>Tue, 20 Mar 2007 19:47:59 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/mortgages/february-mortgage-lending-highest-on-record.htm</guid>
		<description><![CDATA[Gross mortgage lending had its highest February ever at £24.6 billion according to the Council of Mortgage Lenders. Although lending was down by 7% on the £26.6 billion recorded in January, it is up by 9% on the £22.5 billion of lending in February last year. Commenting on today&#8217;s data, CML Director General Michael Coogan [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/february-mortgage-lending-highest-on-record.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Exit fee deadline day for lenders</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/exit-fee-deadline-day-for-lenders.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/exit-fee-deadline-day-for-lenders.htm#comments</comments>
		<pubDate>Thu, 01 Mar 2007 16:48:07 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/exit-fee-deadline-day-for-lenders.htm</guid>
		<description><![CDATA[Today marks the deadline, set by the FSA, for providers to announce their decision regarding mortgage exit fees. Commenting on this Louise Cuming, head of mortgages at moneysupermarket.com, said: “Today is crunch time as lenders make their exit fee charging structures clear – and early news is good for borrowers. “So far all of the [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/exit-fee-deadline-day-for-lenders.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>GE Money Home Lending reacts to growth markets</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/ge-money-home-lending-reacts-to-growth-markets.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/ge-money-home-lending-reacts-to-growth-markets.htm#comments</comments>
		<pubDate>Wed, 21 Feb 2007 16:39:21 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/news/ge-money-home-lending-reacts-to-growth-markets.htm</guid>
		<description><![CDATA[GE Money Home Lending has refreshed its igroup and First National product ranges, in response to recent market developments and to make home ownership and property investment more accessible and convenient to borrowers. igroup is aligning other aspects of its proposition in Northern Ireland to those of the rest of the UK. This will allow [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/ge-money-home-lending-reacts-to-growth-markets.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CML reacts to reports on European mortgage markets</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/cml-reacts-to-reports-on-european-mortgage-markets.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/cml-reacts-to-reports-on-european-mortgage-markets.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 17:19:07 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/cml-reacts-to-reports-on-european-mortgage-markets.htm</guid>
		<description><![CDATA[The Council of Mortgage Lenders has responded to the European Commission’s publication yesterday of two working group reports on mortgage funding and consumer protection in European mortgage markets. While the dialogue between consumer and industry representatives was inconclusive, the funding report is extremely useful and suggests some practical, targeted measures that the CML wholeheartedly supports. [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/cml-reacts-to-reports-on-european-mortgage-markets.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buy-to-let landlords see returns exceed 13%</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/buy-to-let-landlords-see-returns-exceed-13.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/buy-to-let-landlords-see-returns-exceed-13.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 17:10:59 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/buy-to-let-landlords-see-returns-exceed-13.htm</guid>
		<description><![CDATA[Buy-to-let landlords have seen a significant increase in total returns, according to Paragon Mortgages Buy-to-Let Index. Total returns across the UK have risen significantly this month, up 2.8% from 10.5% in September to 13.3% &#8211; the highest in four months. For the second consecutive month, the North heads the table in terms of overall returns [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/buy-to-let-landlords-see-returns-exceed-13.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HSBC offers market-leading five year fixed rate</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/hsbc-offers-market-leading-five-year-fixed-rate.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/hsbc-offers-market-leading-five-year-fixed-rate.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 17:09:32 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/hsbc-offers-market-leading-five-year-fixed-rate.htm</guid>
		<description><![CDATA[HSBC is offering a market-leading five year fixed rate mortgage at 5.17% as part of the HSBC Green Sale. With no booking or exit fees, this mortgage deal is one of the cheapest five year fixed rate mortgages available today. Mike Oliver, manager of the HSBC Green Sale said: “For the many homeowners spring cleaning [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/hsbc-offers-market-leading-five-year-fixed-rate.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pru is best lifetime mortgage provider</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/pru-is-best-lifetime-mortgage-provider.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/pru-is-best-lifetime-mortgage-provider.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 16:54:07 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/pru-is-best-lifetime-mortgage-provider.htm</guid>
		<description><![CDATA[After only a year since launch, the Prudential’s Property Value Release Plan has made it a hat-trick of awards for 2006. Having won awards with Moneyfacts and Mortgage Strategy already this year, the Prudential has now been awarded the best lifetime mortgage provider at the 2006 Equity Release Awards. Ali Crossley, Pru’s Director of Lifetime [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/pru-is-best-lifetime-mortgage-provider.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Confidence in mortgage industry soars</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/confidence-in-mortgage-industry-soars.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/confidence-in-mortgage-industry-soars.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 16:53:37 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/confidence-in-mortgage-industry-soars.htm</guid>
		<description><![CDATA[The latest in a series of six monthly polls to gauge IFAs’ opinions has revealed that broker confidence in the mortgage industry is the highest it has been in over ten years, according to Mortgage Trust. This confidence comes despite concerns in some quarters that the recent rise in interest rates and the expectation of [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/confidence-in-mortgage-industry-soars.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Leeds Building Society launches new 3 year fixed rate mortgage</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/leeds-building-society-launches-new-3-year-fixed-rate-mortgage.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/leeds-building-society-launches-new-3-year-fixed-rate-mortgage.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 16:53:03 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/leeds-building-society-launches-new-3-year-fixed-rate-mortgage.htm</guid>
		<description><![CDATA[Leeds Building Society has launched a new 3-year fixed rate mortgage at only 5.29%. The product allows 10% capital repayments each year without penalty, is available up to 95% loan to value (LTV) and there is no higher lending charge up to 90% LTV. Karen Wint, Head of Marketing &#038; PR said, “Some customers who [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/leeds-building-society-launches-new-3-year-fixed-rate-mortgage.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Save now, buy later</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/save-now-buy-later.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/save-now-buy-later.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 16:32:38 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/save-now-buy-later.htm</guid>
		<description><![CDATA[Britannia Building Society is helping first time buyers to save the deposit for their new home with its HomeSaver account. Designed to help those saving for a Britannia mortgage, HomeSaver pays a great rate of 6.55 per cent AER / Gross (from 2 December) on balances of £250. In addition, HomeSaver customers who complete a [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/save-now-buy-later.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Woolwich launches new mortgages to beat the base rate increase</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/woolwich-launches-new-mortgages-to-beat-the-base-rate-increase.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/woolwich-launches-new-mortgages-to-beat-the-base-rate-increase.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 16:27:50 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/woolwich-launches-new-mortgages-to-beat-the-base-rate-increase.htm</guid>
		<description><![CDATA[Two successive base rate increases and nervousness over the next move in interest rates has led Woolwich to introduce an innovative new product that is a combination of fixed rate and lifetime tracker to help customers manage rising rates. The mortgage is fixed for the first two years at 5.19 per cent and then reverts [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/woolwich-launches-new-mortgages-to-beat-the-base-rate-increase.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Helping on to the property ladder</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/helping-on-to-the-property-ladder.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/helping-on-to-the-property-ladder.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 16:25:18 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/helping-on-to-the-property-ladder.htm</guid>
		<description><![CDATA[Britannia Building Society is increasing its maximum mortgage term to 40 years continuing its commitment to fiirst time buyers. During the past year, the Society has placed greater focus on first time buyers with products such as its First Time Buyer mortgage and the Share to Buy scheme. Tim Franklin, Managing Director of Britannia’s Member [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/helping-on-to-the-property-ladder.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Great time to get peace of mind for a decade</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/great-time-to-get-peace-of-mind-for-a-decade.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/great-time-to-get-peace-of-mind-for-a-decade.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 16:24:54 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/great-time-to-get-peace-of-mind-for-a-decade.htm</guid>
		<description><![CDATA[Leeds Building Society has the ideal mortgage for customers who are worried about what will happen to their mortgage payments if interest rates continue to rise. Customers can still fix their payments for 10 years at only 4.99%, there is no higher lending charge and 10% capital repayments are allowed each year without penalty. Furthermore, [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/great-time-to-get-peace-of-mind-for-a-decade.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buy-to-let hotspots revealed</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/buy-to-let-hotspots-revealed.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/buy-to-let-hotspots-revealed.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 16:23:51 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/buy-to-let-hotspots-revealed.htm</guid>
		<description><![CDATA[A report on the buy-to-let market published by specialist lender, UCB Home Loans, points towards continued growth in the sector and highlights a number of UK hotspots where investors currently see the greatest potential from property investment. “Investment in buy-to-let property has been particularly strong over the past six months. In the first half of [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/buy-to-let-hotspots-revealed.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank of England raises rates</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/bank-of-england-raises-rates.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/bank-of-england-raises-rates.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 16:22:54 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/bank-of-england-raises-rates.htm</guid>
		<description><![CDATA[Households face higher mortgage repayments after the Bank of England lifted interest rates to 5% &#8211; the highest level in five years. The move by the Bank’s Monetary Policy Committee (MPC) had been widely expected as policymakers look to keep a lid on inflationary pressures. The quarter of a percentage point increase was as good [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/bank-of-england-raises-rates.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Leeds Building Society launches new 10-year fixed rate mortgage</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/leeds-building-society-launches-new-10-year-fixed-rate-mortgage.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/leeds-building-society-launches-new-10-year-fixed-rate-mortgage.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 16:21:40 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/leeds-building-society-launches-new-10-year-fixed-rate-mortgage.htm</guid>
		<description><![CDATA[Leeds Building Society has launched a new 10-year fixed rate mortgage highly competitive rate of only 4.99%. The mortgage has no higher lending charge, is available up to 90% loan to value and allows 10% capital repayments each year without penalty. There is also a fee free version for customers who require help with fees. [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/leeds-building-society-launches-new-10-year-fixed-rate-mortgage.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Mortgage Lending up to 5 times Salary</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/mortgage-lending-up-to-5-times-salary.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/mortgage-lending-up-to-5-times-salary.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 16:16:36 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/mortgage-lending-up-to-5-times-salary.htm</guid>
		<description><![CDATA[Abbey, the country’s second largest mortgage lender, has increased the amount it will typically lend borrowers to up to five times income, to help ailing first-time buyers.The move is in response to the relentless rise of house prices but some experts believe such large loans could lead borrowers into repayment difficulties, especially with interest rates [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/mortgage-lending-up-to-5-times-salary.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>‘Mates rates’ cost first-time buyers dear</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/mates-rates-cost-first-time-buyers-dear.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/mates-rates-cost-first-time-buyers-dear.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 16:14:36 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/mates-rates-cost-first-time-buyers-dear.htm</guid>
		<description><![CDATA[A generation of first-time buyers is in danger of risking quality and safety by cutting corners when it comes to home improvement. Research published today shows 218,000 (58%) of new UK homeowners admit to calling in friends and family to do work such as electrical, roofing or plumbing jobs on their home rather than calling [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/mates-rates-cost-first-time-buyers-dear.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Equity release plans increase in popularity</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/equity-release-plans-increase-in-popularity.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/equity-release-plans-increase-in-popularity.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 16:13:48 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/equity-release-plans-increase-in-popularity.htm</guid>
		<description><![CDATA[The members of UK equity release industry body, SHIP (Safe Home Income Plans), that represents over 90% of the Equity Release sector, have reported third quarter figures to 30 September 2006 that show the increasing popularity of equity release plans. The total value of new business written in Q3 2006 was £295.1 million, an increase [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/equity-release-plans-increase-in-popularity.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>100% Mortgages for First Time Buyers</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/100-mortgages-for-first-time-buyers.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/100-mortgages-for-first-time-buyers.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 16:09:33 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/100-mortgages-for-first-time-buyers.htm</guid>
		<description><![CDATA[100% LTV mortgage insurance may help first time buyers. More first time buyers may soon be able to get a foot on the property ladder, according to insurer Genworth Financial, due to the launch of their specialist mortgage insurance product. The company claim that their new product will help to mitigate the considerable risk associated [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/100-mortgages-for-first-time-buyers.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>First-time buyers get by with a little help from their friends</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/first-time-buyers-get-by-with-a-little-help-from-their-friends.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/first-time-buyers-get-by-with-a-little-help-from-their-friends.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 15:15:07 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/first-time-buyers-get-by-with-a-little-help-from-their-friends.htm</guid>
		<description><![CDATA[As first-time buyers are having an increasingly difficult time getting themselves on the first rung of the housing ladder, new research shows that many are opting to buy with friends. Continually increasing prices, competition from buy-to-let landlords and affordability pressures such as higher interest rates and rising fuel prices have put prospective buyers in a [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/first-time-buyers-get-by-with-a-little-help-from-their-friends.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buy-To-Let will continue to grow &#8211; Charcol</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/buy-to-let-will-continue-to-grow-charcol.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/buy-to-let-will-continue-to-grow-charcol.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 15:13:47 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/buy-to-let-will-continue-to-grow-charcol.htm</guid>
		<description><![CDATA[John Charcol reports that it expects the buy-to-let (BTL) market to continue to grow, following the record breaking figures published by the Council of Mortgage Lenders (CML). Ray Boulger, of John Charcol, commented: “The fact that the BTL market has remained strong is hardly surprising, with continued strong rental demand. The plight of the first [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/buy-to-let-will-continue-to-grow-charcol.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Immigrants set to boost the buy-to-let sector</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/immigrants-set-to-boost-the-buy-to-let-sector.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/immigrants-set-to-boost-the-buy-to-let-sector.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 15:12:08 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/immigrants-set-to-boost-the-buy-to-let-sector.htm</guid>
		<description><![CDATA[An influx of new workers coming from overseas will further boost the residential buy-to-let sector, according to Nigel Terrington of Paragon. Terrington refers to Home Office data which reveals that immigration into the UK in 2005 stood at 600,000, with many migrants arriving from Eastern Europe. Furthermore, the government recently claimed that net immigration will [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/immigrants-set-to-boost-the-buy-to-let-sector.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>UK house prices strengthen</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/uk-house-prices-strengthen.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/uk-house-prices-strengthen.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 15:09:58 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/uk-house-prices-strengthen.htm</guid>
		<description><![CDATA[Annual UK house price inflation rose by 6% in the year to July, up from 5.2% in the year to June, according to the Department for Communities and Local Government (DCLG) Property prices led the way in London, with annual price inflation in the capital rising from 5.8% in June to 7.0% in July. The [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/uk-house-prices-strengthen.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>London property market most expensive in the world</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/london-property-market-most-expensive-in-the-world.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/london-property-market-most-expensive-in-the-world.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 15:08:48 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/london-property-market-most-expensive-in-the-world.htm</guid>
		<description><![CDATA[The residential property market in London is now the most expensive in the world, according to CBRE Hamptons International. “Our research suggests prices currently achieved in the prime areas of Central London are the highest in the world when measured by price per square foot”, said CBRE Hamptons International, part of CB Richard Ellis Group. [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/london-property-market-most-expensive-in-the-world.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Property prices boom in Britain’s seaside towns</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/property-prices-boom-in-britains-seaside-towns.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/property-prices-boom-in-britains-seaside-towns.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 15:06:50 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/property-prices-boom-in-britains-seaside-towns.htm</guid>
		<description><![CDATA[Maryport has recorded the strongest growth in property prices over the past five years, according to the annual seaside town review published by the Halifax. In fact, the study reveals that nine out of the ten most expensive seaside towns are located on the west coast, including four in Cornwall, three in Dorset and two [...]]]></description>
		<wfw:commentRss>http://www.creditmarket.co.uk/news/mortgages/property-prices-boom-in-britains-seaside-towns.htm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>UK property prices rise again</title>
		<link>http://www.creditmarket.co.uk/news/mortgages/uk-property-prices-rise-again.htm</link>
		<comments>http://www.creditmarket.co.uk/news/mortgages/uk-property-prices-rise-again.htm#comments</comments>
		<pubDate>Tue, 13 Feb 2007 13:43:03 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/news/mortgages/uk-property-prices-rise-again.htm</guid>
		<description><![CDATA[Average UK property prices rose once again in September, despite the recent interest rate rise.   Fresh figures from the Nationwide Building Society reveal that house prices increased by 1.3% in September, following a rise of 0.8% in August.   The annual house price inflation now stands at 8.2%, with the average UK house now [...]]]></description>
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		<slash:comments>0</slash:comments>
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