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	<title>Credit Cards Loans and Mortgages UK &#187; Debt Information and Articles</title>
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		<title>Seeking Alternative Forms of Credit in the UK</title>
		<link>http://www.creditmarket.co.uk/articles/debt-information-and-articles/seeking-alternative-forms-of-credit-in-the-uk.htm</link>
		<comments>http://www.creditmarket.co.uk/articles/debt-information-and-articles/seeking-alternative-forms-of-credit-in-the-uk.htm#comments</comments>
		<pubDate>Fri, 16 Dec 2011 11:58:29 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Debt Information and Articles]]></category>

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		<description><![CDATA[Times continue to be tough in the UK. Austerity measures introduced by the government are continuing to bite, there are no end of problems with the Euro and it&#8217;s members, unemployment is high and to top it all of it&#8217;s rapidly approaching Christmas&#8230; the most expensive time of year! With all these problems, it&#8217;s no [...]]]></description>
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		<title>DFH Financial Solutions Ltd – The Experts for all Debt Management</title>
		<link>http://www.creditmarket.co.uk/articles/debt-information-and-articles/dfh-financial-solutions-ltd-the-experts-for-all-debt-management.htm</link>
		<comments>http://www.creditmarket.co.uk/articles/debt-information-and-articles/dfh-financial-solutions-ltd-the-experts-for-all-debt-management.htm#comments</comments>
		<pubDate>Mon, 08 Aug 2011 14:37:22 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Debt Information and Articles]]></category>

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		<description><![CDATA[DFH Financial Solutions are all too aware of the various difficulties that can creep up on anyone. Everything can be fine and then a major problem happens &#8211; possibly redundancy, an accident or illness &#8211; and the level of debt which had previously not been an issue has now become a crisis. The best way [...]]]></description>
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		<title>Think Money welcomes fall in Scottish insolvencies</title>
		<link>http://www.creditmarket.co.uk/articles/debt-information-and-articles/think-money-welcomes-fall-in-scottish-insolvencies.htm</link>
		<comments>http://www.creditmarket.co.uk/articles/debt-information-and-articles/think-money-welcomes-fall-in-scottish-insolvencies.htm#comments</comments>
		<pubDate>Fri, 12 Nov 2010 16:54:51 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Debt Information and Articles]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/?p=894</guid>
		<description><![CDATA[Financial solutions company Think Money has welcomed new figures from the Accountant in Bankruptcy (AiB) which show a fall in the number of insolvencies in the second quarter of the financial year. The company said that this could reflect improving fortunes for borrowers, but added that the figures should also come as a reminder that [...]]]></description>
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		<title>IVA Case Study</title>
		<link>http://www.creditmarket.co.uk/articles/debt-information-and-articles/iva-case-study.htm</link>
		<comments>http://www.creditmarket.co.uk/articles/debt-information-and-articles/iva-case-study.htm#comments</comments>
		<pubDate>Tue, 15 Jun 2010 17:52:04 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Debt Information and Articles]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/?p=880</guid>
		<description><![CDATA[If you have debts that you simply can&#8217;t afford to repay, one option is an IVA (Individual Voluntary Arrangement). This is a formal agreement with your lenders in which you&#8217;ll repay as much of your debts as possible for an agreed period of time, after which your remaining debt will be written off. Your payments [...]]]></description>
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		<title>Are you good with money?</title>
		<link>http://www.creditmarket.co.uk/articles/debt-information-and-articles/are-you-good-with-money.htm</link>
		<comments>http://www.creditmarket.co.uk/articles/debt-information-and-articles/are-you-good-with-money.htm#comments</comments>
		<pubDate>Wed, 04 Jun 2008 20:14:11 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Debt Information and Articles]]></category>

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		<description><![CDATA[We all like to think that we’re good with money and a new survey from CreditExpert, the online credit monitoring and identity fraud protection service from Experian, shows that 96 per cent of us believe we’re up to speed on our current financial position. No interest in interest The survey shows: • 66 per cent [...]]]></description>
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		<title>Top six credit rating myths</title>
		<link>http://www.creditmarket.co.uk/articles/debt-information-and-articles/top-six-credit-rating-myths.htm</link>
		<comments>http://www.creditmarket.co.uk/articles/debt-information-and-articles/top-six-credit-rating-myths.htm#comments</comments>
		<pubDate>Tue, 08 May 2007 12:30:26 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Debt Information and Articles]]></category>

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		<description><![CDATA[Modern life depends on our ability to borrow – but what we think contributes to that crucial credit rating and what actually matters are two very different things, as new research from CreditExpert, the credit monitoring and identity fraud protection service from Experian, shows. With personal debt in the UK hitting an all-time high of [...]]]></description>
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		<title>Protect yourself from the TK Maxx hackers</title>
		<link>http://www.creditmarket.co.uk/articles/debt-information-and-articles/protect-yourself-from-the-tk-maxx-hackers.htm</link>
		<comments>http://www.creditmarket.co.uk/articles/debt-information-and-articles/protect-yourself-from-the-tk-maxx-hackers.htm#comments</comments>
		<pubDate>Tue, 08 May 2007 12:25:24 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Debt Information and Articles]]></category>

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		<description><![CDATA[If you’ve shopped at TK Maxx since December 2002, your credit or debit card data could have been stolen in the world’s biggest hacker attack. At least 45.7 million payment cards have been compromised and criminals could be using the account information to run up debts in the names of millions of innocent people. If [...]]]></description>
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		<title>Debt Problems and Debt Help &amp; Advice &#8211; Questions Answered</title>
		<link>http://www.creditmarket.co.uk/articles/debt-information-and-articles/debt-help.htm</link>
		<comments>http://www.creditmarket.co.uk/articles/debt-information-and-articles/debt-help.htm#comments</comments>
		<pubDate>Thu, 22 Feb 2007 18:28:09 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Debt Information and Articles]]></category>

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		<description><![CDATA[Over-spending and high borrowings can be a big problem, as the latest Personal Credit Index survey from CreditExpert.co.uk recently found. Around 25 per cent of couples argue about finances and one in 20 split up after rows about money. Jim Hodgkins, managing director of CreditExpert.co.uk answers some of the most common financial worries. I owe [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How can you improve your credit score?</title>
		<link>http://www.creditmarket.co.uk/articles/debt-information-and-articles/how-can-you-improve-your-credit-score.htm</link>
		<comments>http://www.creditmarket.co.uk/articles/debt-information-and-articles/how-can-you-improve-your-credit-score.htm#comments</comments>
		<pubDate>Thu, 22 Feb 2007 18:21:30 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Debt Information and Articles]]></category>

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		<description><![CDATA[Lenders use credit scores to assess the risk that you will not repay what you owe. A credit score is a mathematical calculation based on information from two main sources your credit report and your application. Each piece of information is allocated a value and each lender uses its own formula to calculate a number [...]]]></description>
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		<title>Is an IVA an easy way out of debt?</title>
		<link>http://www.creditmarket.co.uk/articles/debt-information-and-articles/is-an-iva-an-easy-way-out-of-debt.htm</link>
		<comments>http://www.creditmarket.co.uk/articles/debt-information-and-articles/is-an-iva-an-easy-way-out-of-debt.htm#comments</comments>
		<pubDate>Thu, 22 Feb 2007 18:17:31 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Debt Information and Articles]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/articles/debt-information-and-articles/is-an-iva-an-easy-way-out-of-debt.htm</guid>
		<description><![CDATA[An Individual Voluntary Arrangement (IVA) is one of many solutions for people who are in debt and are struggling to make payments. If you’re at the point where you owe so much money that you are struggling to pay even the interest on them, then an IVA is a solution that you may want to [...]]]></description>
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		<title>Bad Credit Rating and What You can do About it</title>
		<link>http://www.creditmarket.co.uk/articles/debt-information-and-articles/bad-credit-rating-and-what-you-can-do-about-it.htm</link>
		<comments>http://www.creditmarket.co.uk/articles/debt-information-and-articles/bad-credit-rating-and-what-you-can-do-about-it.htm#comments</comments>
		<pubDate>Fri, 16 Feb 2007 11:40:30 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Debt Information and Articles]]></category>

		<guid isPermaLink="false">http://www.creditmarket.co.uk/articles/bad-credit-rating-and-what-you-can-do-about-it.htm</guid>
		<description><![CDATA[A credit rating affects many things we do – buying a house or car, applying for a loan or a credit card. Unfortunately, many people don’t understand how their credit rating is determined &#8211; and many people don’t bother to check it regularly for accuracy. If you are applying for any kind of loan, you [...]]]></description>
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		<title>Secured Debt Consolidation Loans</title>
		<link>http://www.creditmarket.co.uk/articles/debt-information-and-articles/secured-debt-consolidation-loans.htm</link>
		<comments>http://www.creditmarket.co.uk/articles/debt-information-and-articles/secured-debt-consolidation-loans.htm#comments</comments>
		<pubDate>Wed, 07 Feb 2007 17:25:20 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Debt Information and Articles]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/articles/debt-information-and-articles/282.htm</guid>
		<description><![CDATA[Stop searching for secured debt consolidation loans. As licensed credit brokers, we have access to hundreds of different debt consolidation loan plans from many of the top lenders and can match the right loan with individual circumstances. Click to find out more about: Secured Debt Consolidation Loans available from creditmarket.co.uk   Borrow £7,500 to £250,000 [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>10 ways to clean up your credit history in 2007</title>
		<link>http://www.creditmarket.co.uk/articles/debt-information-and-articles/10-ways-to-clean-up-your-credit-history-in-2007.htm</link>
		<comments>http://www.creditmarket.co.uk/articles/debt-information-and-articles/10-ways-to-clean-up-your-credit-history-in-2007.htm#comments</comments>
		<pubDate>Wed, 07 Feb 2007 17:15:08 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Debt Information and Articles]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/articles/debt-information-and-articles/10-ways-to-clean-up-your-credit-history-in-2007.htm</guid>
		<description><![CDATA[The way you’ve handled credit – such as cards, loans and mortgages – in the past can have a real impact on your chances of borrowing what you need in the future. These simple tips should help to improve your credit rating. 1. Understand your credit report Your credit report is the core of your [...]]]></description>
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		<title>Build or Rebuild your credit rating with credit.</title>
		<link>http://www.creditmarket.co.uk/articles/debt-information-and-articles/build-or-rebuild-your-credit-rating-with-credit.htm</link>
		<comments>http://www.creditmarket.co.uk/articles/debt-information-and-articles/build-or-rebuild-your-credit-rating-with-credit.htm#comments</comments>
		<pubDate>Wed, 07 Feb 2007 17:14:06 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Debt Information and Articles]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/articles/debt-information-and-articles/build-or-rebuild-your-credit-rating-with-credit.htm</guid>
		<description><![CDATA[For someone that has never had credit before or has had credit difficulties in the past, obtaining credit anew could prove tricky. So the thought of being able to build or rebuild their credit rating with further credit could seem like a bit of a catch 22 situation. One of the most important factors that [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Do you need a debt consolidation loan?</title>
		<link>http://www.creditmarket.co.uk/articles/debt-information-and-articles/do-you-need-a-debt-consolidation-loan.htm</link>
		<comments>http://www.creditmarket.co.uk/articles/debt-information-and-articles/do-you-need-a-debt-consolidation-loan.htm#comments</comments>
		<pubDate>Wed, 07 Feb 2007 17:09:22 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Debt Information and Articles]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/articles/debt-information-and-articles/do-you-need-a-debt-consolidation-loan.htm</guid>
		<description><![CDATA[If you are in financial difficulties due to debt or have built up a variety of debts over time, a debt consolidation loan may be for you. But before you take that route, you should consider all the options. However you got into debt &#8211; unexpected financial difficulties, illness, loss of providing member of the [...]]]></description>
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		<title>Seven financial resolutions for 2007</title>
		<link>http://www.creditmarket.co.uk/articles/debt-information-and-articles/seven-financial-resolutions-for-2007.htm</link>
		<comments>http://www.creditmarket.co.uk/articles/debt-information-and-articles/seven-financial-resolutions-for-2007.htm#comments</comments>
		<pubDate>Wed, 07 Feb 2007 17:02:19 +0000</pubDate>
		<dc:creator>Creditmarket</dc:creator>
				<category><![CDATA[Debt Information and Articles]]></category>

		<guid isPermaLink="false">http://www.monstercredit.co.uk/articles/debt-information-and-articles/seven-financial-resolutions-for-2007.htm</guid>
		<description><![CDATA[The New Year means a new start – but it can be hard to know where to begin. If you’d like to get your finances in order in 2007, here’s a checklist that could help you to achieve your goals. 1. Find out what you owe You need to understand your financial position before you [...]]]></description>
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