If you can answer yes to all the following statements, then you may be eligible for a cahoot bank account.

I am 21 years old or over
I am a permanent resident of the UK
I have never had a court order for debt against me
I have never been bankrupt
I consider my credit rating to be good
I have a valid personal email address

* The rates quoted (subject to variation) apply as follows for non-chequebook accounts:
3.75% A.E.R. (3.69% gross p.a.) for credit balances under £250,000; and,
3.00% A.E.R. (2.96% gross p.a.) for credit balances of £250,000 +.

A.E.R. stands for Annual Equivalent Rate and illustrates the interest rate if paid and compounded each year. Gross p.a. means the yearly rate of interest before income tax deduction, if applicable. Rates are variable. Interest is calculated daily, based on the total balance in your account at the end of each day and is added to your account each month.

** A.P.R. on an overdraft facility of £1,000 is typical 11.8% A.P.R. variable. The typical rate reflects a rating we anticipate offering to the majority of new cahoot customers. The rate you are given will be based on the amount you request, your credit limit and credit history. Interest rates and fees are variable. A cahoot overdraft is repayable at any time in accordance with the terms and conditions.

† Whilst we aim to provide 24 hour access to your accounts this service may very occasionally be reduced, for example when improvements / updates are made to the site.

‡ Cash advances from non-LINK machines will incur a 1.5% fee (minimum £1.50) and non-sterling advances will incur an additional charge of 2.25%. Other charges are listed in our rates and fees.

cahoot accounts are available, subject to status, to UK residents who are aged 21 or over and who have regular Internet access. Written quotations are available on request.

cahoot is a division of Abbey National plc. Abbey National plc is registered in England, registered number 2294747. Registered Office: Abbey National House, 2 Triton Square, Regent´s Place, London, NW1 3AN.

Click here to find out more or apply for a Cahoot Bank Account