Loans are available for people that may have fallen into difficulty or may have had trouble getting a loan elsewhere.

Creditmarket has successfully helped 1000's of UK consumers find loans online and we could help you whether you are a tenant or a homeowner.

We have selected specialist lenders that will consider applicants for a loan even if they have a poor credit history.

Loan 'n' Go offer Unsecured Loans	ZenLoans.co.uk offer Secured Homeowner Loans
Loan 'n' Go will NOT charge you a fee. And because they are not tied to any one lender, they are free to source the very best unsecured loan deal for you. > APPLY	Zenloans.co.uk have access to a wide panel of lenders and will always try to find the most competitive loan for you as well as helping you through every step. > APPLY

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Bad credit is actually just the name given to what is known as 'Adverse' credit. If you have bad credit, it does not mean you are a bad person!

Most commonly, people will think that they have bad credit because they are unable to get credit. They may have been refused a credit card or a loan or even a mortgage. The reason behind 'why' they may have been refused is the reason they may come to the conclusion they have bad credit.

So what does bad credit mean?

If you have been refused credit in the past there are a number of reasons which could include:

1) Never had credit before.

2) Missed payments on a credit agreement.

So why does the computer say no?

Automatic credit scoring systems are used when applying for many loans and credit cards. The computer will make a request for information from a credit reference agency. Credit reference agencies store financial information about almost every person in the country. If the credit reference agency does not have enough information about you or the information it has suggests that you might miss some payments again, it may well say no.

The lenders above all have real people making the decisions about your loan and are more sympathetic to the fact that people can occasionally fall into difficulty but that they should not be black listed and suffer as a consequence. That is why they are more likely to say YES!

If you are accepted for a bad credit loan and make all the repayments on time it can help to improve your credit rating and improve your chances of getting more credit in the future.