A bank account suitable for people with adverse or bad credit or who have been declared bankrupt that offers a host of features you would find similar to a regular current account but designed to help you manage your money.

With a cardonebanking account you'll get:

• a sortcode and account number
• a Prepaid MasterCard® card
• a dedicated account manager
• online account access
• Mobile banking by SMS text message

With secure online banking you can:

• View your balance


• Check and download statements


• Transfer money to your Prepaid MasterCard®


• Pay bills and make payments easily and securely


• Set up standing orders


• Make payments and transfer money to friends or family

Pay money in at the Post Office

Transfer money onto your Prepaid MasterCard® by sending a text with your mobile phone!

Plus 24 hour telephone banking.

Customer account managers are only available during office hours but office hours are:

Mon to Fri 8.30am – 7pm
Sat 10am – 1pm
Sun Closed

If you have been bankrupt or have had credit problems in the past or have current problems you will understand the importance of getting your finances back on track.

caronebanking will help you manage your account so you can keep track of your payments or standing orders. Even if you can't pay an item, they won't charge you a bounced payment fee, but they will let you know in good time. They'll ensure all your bills are paid on time and even give you a Prepaid MasterCard® so you can also keep control of your day to day spending.

Contact cardonebanking to enquire about a: bankrupt or bad credit bank account

How much does it cost?

For just £12.50 per month you get a fully managed bank account that allows you to manage your finances easily and hassle free. You’ll get your own online account management centre and access to our account management team who are just a phone call away to answer any queries you may have. You also get the added convenience of a Prepaid MasterCard Card, so you can use it to shop or withdraw money at home or abroad. With cardonebanking there's no risk of incurring charges or going overdrawn accidentally. If there are insufficient funds in your Billing Account to cover a standing order that you have set up, we will notify you by text 7 working days in advance. If there are still insufficient funds to make the payment 2 working days before it is due to be paid, we will text you again and notify you that we have stopped the payment. There is also a one off account opening charge of £30 (£35 for a joint account) which will be taken from your first deposit into the account.

Contact cardonebanking to enquire about a: bankrupt or bad credit bank account

* CardOneBanking is only open to persons aged 18 and over. Subject to ID verification. Conditions apply.