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What you are covered for with Comprehensive Cover:

Loss or damage caused by fire, theft or attempted theft - Up to the value of your car

Accident damage - Up to the value of your car

New car replacement - If your car is written off or stolen within 12 months of purchase from new

Accident recovery - Following an accident we will arrange for someone to come out and take your car to a repairer

Courtesy car - 14 days in the event of theft or up to the duration of accident claim

Liability if someone else is hurt - Unlimited

Legal Costs - Up to £50,000

Personal injury to you or your partner - Up to £5,000

Emergency Treatment - Unlimited

European Union Compulsory Insurance - Minimum Compulsory Cover

Glass in windscreens, sunroofs or windows - Replacement cost £60

Legal Expenses (optional) - £50,000
European motoring cover (optional) - Upgrades you from minimum compulsory cover to same level of cover as in UK (i.e. comprehensive)
Breakdown Service (optional) - Roadside, At Home and Recover/Onward Transport options

Excess - The excess is a contribution towards the cost of your claim. This is normally £250, which is made up of £150 standard excess and £100 voluntary excess. (Additional excesses may apply in certain cases - for example, for certain types of vehicles or for young drivers.)