High blood pressure (also called Hypertension) can sometimes have an affect on the price of life insurance but if the high blood pressure is well controlled with medication and there are no other underlying issues (such as overweight or heart problems) it may be possible to obtain life insurance at ‘standard rates’.

‘Standard rates’ is the price people with no health issues or family medical history would expect to pay.

If high blood pressure has only been recently diagnosed a life insurance application could be postponed for a short while until it brought under control.

If blood pressure is still high and not very well controlled or there are other factors which when combined may increase the risk of illness then life insurance may be ‘rated’ and cost more.

If someone has life insurance declined due to high blood pressure they will be able to reapply once it is under control.

High blood pressure can be caused by a number of things such as age, high BMI, excessive alcohol and poor diet.

Normal blood pressure can vary depending on age but typical values can be found >> here <<

Fortunately high blood pressure is easily treatable if it is known about and it is very easy to check. It is even possible to buy a blood pressure monitor that can be used at home to detect high blood pressure before it becomes a problem.

Insurance companies assess high blood pressure in slightly different ways and so prices may vary from one insurer to the next and everybody’s circumstances are different so it makes sense to speak to an adviser who can discuss your case directly with insurance underwriters.