This section of the website provides information about life insurance with medical conditions or hazardous occupations with the opportunity to request advice from qualified, regulated advisers who specialise in finding life insurance for people who may not fit the standard model.
High blood pressure can sometimes have an affect on the price of life insurance.
If the high blood pressure has only been recently diagnosed then a life insurance application could even be postponed for a short while.
However, if high blood pressure is well controlled with medication and there are no other underlying issues (such as overweight or heart problems) it may be possible to obtain life insurance at ’standard rates’.
Standard rates is the price people with no health issues or family medical history can expect to pay .
If blood pressure is still high and not very well controlled or there are other factors which when combined may increase the risk of illness then life insurance may be ‘rated’ and cost more.
High blood pressure can be caused by a number of things such as age, high BMI, excessive alcohol and poor diet.
Normal blood pressure can vary depending on age but typical values can be found here.
Fortunately high blood pressure is easily treatable if it is known about and it is very easy to check. It is even possible to buy a blood pressure monitor that can be used at home to detect high blood pressure before it becomes a problem.
Insurance companies assess high blood pressure in slightly different ways and so prices may vary from one insurer to the next.
It therefore makes sense to speak to an adviser who can discuss your case directly with insurance underwriters.
Enquire below:
Creditmarket.co.uk puts you in direct contact with qualified, experienced advisers who can help with Life Insurance Cover and High Blood Pressure.
No obligation, no fees, just a dedicated adviser working hard to find you a solution.
Through our partnership with XL Financial Services we have access to a wide range of leading life insurance providers including some of the best known life insurance companies in the UK such as Aviva, PruProtect, Bright Grey, Royal Liver, Scottish Equitable, Scottish Provident, Axa, Liverpool Victoria, Zurich, Fortis and more.
The advisors at XL are highly trained, fully qualified, experienced, fast and friendly and XL Financial Services are authorised and regulated by the Financial Services Authority.
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