Click the link above to be taken to the American Express website where you can find out even more about the Platinum card and from there you can apply online directly to American Express.

Almost everything you put on the Card - shopping, petrol, holidays and even monthly direct debits - will earn you up to 2% Money Back, so you can indulge yourself even more often.

To qualify for the American Express Platinum Credit Card, you must make sure that:

- You are aged 18 or over
- You have a current UK bank or building society account
- You have a household income of over 20,000
- You have a permanent UK home address
- You have no history of bad debt
- If self-employed, you have been working for over 1 year

What you will need before you apply:

- Bank account details
- Previous address if you have lived at your current address less than 3 years
- Your employer's address and phone number if you are employed