Like most businesses, you probably have some money put aside that is not essential to the day-to-day running of the company, but may be required immediately if the need arises. So why not make it work harder for you?

With this Instant Reserve Deposit Account, you can have the peace of mind of knowing that your money will be available to you without giving notice, but also benefit from higher returns that are typical of longer-term deposits. You don't even need to have a current account with us.

This community savings account is available to all not for profit organisations, regardless of turnover.

You can make up to 120 free automated BACS or Faster Payments withdrawals a year, provided you make no more than 10 in any month. If you do need to make an extra withdrawal, that's no problem but there will be a charge of £2 per transaction on the eleventh and any subsequent withdrawals for that month only..