Consider it if

You want to get a fantastic interest rate of up to 6% AER on money in your current account
You want the option to choose a lower interest rate on your overdraft
You want a debit card and cheque book that give you easy access to your money
You want to manage your money your way; by phone, here on the Internet, in branch and using our cash machines

Don't consider it if

You are looking for an account to help you save for the future
You are under 18 years old, a Student or a Postgraduate
You are not a permanent resident in the UK