Many people in the UK are able to enjoy the peace of mind life insurance brings despite having pre-existing medical conditions or health problems.
If you are not sure if your particular medical condition will affect your chances of getting life insurance it is better to speak with a specialist adviser before submiting any applications. An [...]
Epilepsy is unlikely to prevent an individual from having life insurance but depending on the severity of the condition it could affect the price.
In many cases however, epileptic people can obtain life insurance at standard prices.
An individual who suffered from childhood epilepsy but has not experienced an attack for several years should have no trouble [...]
Life insurance is most certainly available for disabled people, however it will depend on the severity of the disability and how the applicants lifestyle has been affected by the disability.
There are many different reasons why a person becomes disabled including illnesses, serious accident or birth defects and these reasons will all play a very different [...]
Many people in the UK suffer from depression or stress related anxiety and depending on the severity of the condition it may affect the ability to obtain life insurance or the price of insurance.
Very mild depression may have no affect on life insurance whereas severe depression or suicidal tendencies may prevent a person from getting [...]
High blood pressure can have an affect on the price a person pays for life insurance.
However, if the blood pressure is well controlled with medication and there are no other underlying issues (such as overweight or heart problems) it may be possible to obtain life insurance at ’standard rates’.
Standard rates is the price people with [...]
Life insurance companies will take the family medical history of an applicant into account.
How this affects a life insurance policy depends on what the illness or condition is or was, how many family members were affected and at what age they were affected.
Typically the only family members an insurance company will be interested in are [...]
Life insurance is available for diabetics but it can depend on the type of diabetes and how well the diabetes is controlled.
Some insurers are slightly less concerned with Type 1 diabetes compared to Type 2 and whether or not the diabetic in question is on tablets or insulin injections can also make a difference.
Insurance companies [...]
Life insurance is available for pilots and many pilots can enjoy cover at ’standard’ rates. In some cases the cover may cost more compared to other occupations or pastimes depending on the type of aircraft, qualifications, experience etc.
As a general rule of thumb, life insurance for airline pilots working for large established commercial airlines should [...]
Life insurance is available for self employed people and it is no different to life insurance for employed people.
Occupation can have an affect on life insurance but the factors that make a difference can impact employed people as well as self employed people.
Generally the life insurance itself should be unaffected by occupation unless it is [...]
New mortgage offers are being released almost daily in the current climate.
The best way to keep on top of the best deals and offers that are emerging is to either keep a very close eye on things yourself, or let someone else do it for you.
Not everyone has time to keep searching and comparing mortgages [...]