With the cost of living on the rise it’s important to make sure we’re not paying to much for the essentials.
Most people with a mortgage have life insurance to clear the mortgage in the event of their death so that the family does not have to sell the house to pay off the mortgage as […]

A few weeks ago, Northern Rock announced they were not going to be offering their existing mortgage customers a new mortgage when they’re current offer came to an end.
Instead, existing customers were offered products from the Lloyds TSB range.
This may well suit a number of people but there is every possibility not everyone with a […]

Low rate fixed rate mortgages are becoming available once more with several lenders reducing rates more than once in recent weeks.
Following a recent spate of rate reductions borrowers can now access a low fixed rate mortgage at just 4.69%.
This low rate offer does however have a downside. The arrangement fee is 2.5% of the loan […]