With the cost of living on the rise it’s important to make sure we’re not paying to much for the essentials. Most people with a mortgage have life insurance to clear the mortgage in the event of their death so that the family does not have to sell the house to pay off the mortgage [...]

A few weeks ago, Northern Rock announced they were not going to be offering their existing mortgage customers a new mortgage when they’re current offer came to an end. Instead, existing customers were offered products from the Lloyds TSB range. This may well suit a number of people but there is every possibility not everyone [...]

Low rate fixed rate mortgages are becoming available once more with several lenders reducing rates more than once in recent weeks. Following a recent spate of rate reductions borrowers can now access a low fixed rate mortgage at just 4.69%. This low rate offer does however have a downside. The arrangement fee is 2.5% of [...]