Monthly Archives February 2007

Currency Trading – What You Need to Know

Currency trading has taken the country by storm – and with good reason. Conducted online, the pace of foreign currency trading is fast (deals can be completed in seconds) and furious. With the advent of mini-forex accounts, it’s become incredibly easy to get into the market. You can get started with a Forex mini account with many online brokers for as little as £100 – and the potential for quick turnaround and profit is enormous. Like any opportunity with a high potential for profit, though, currency trading offers a high potential for loss. Currency trading is not for the weak-willed
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Is an IVA an easy way out of debt?

An Individual Voluntary Arrangement (IVA) is one of many solutions for people who are in debt and are struggling to make payments. If you’re at the point where you owe so much money that you are struggling to pay even the interest on them, then an IVA is a solution that you may want to consider. An IVA is a legally binding agreement between the debtor and their creditors—this should not be confused with a debt management plan, which is only a set of recommended guidelines and is not legally binding. To enter into an IVA or arrange any other
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Bad Credit Rating and What You can do About it

A credit rating affects many things we do – buying a house or car, applying for a loan or a credit card. Unfortunately, many people don’t understand how their credit rating is determined – and many people don’t bother to check it regularly for accuracy. If you are applying for any kind of loan, you will most likely have to give your permission to have your credit checked. Your credit history is compiled from many different sources including county court judgments and the electoral roll as well as any past or present debts, or any bankruptcy proceedings. Most High Street
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The Art of Share Trading

The well-informed investor understands that the up-and-down nature of the stock market dictates that one fill their financial portfolio with a variety of stocks, bonds, certificates of deposit, and so forth. Dividing your monies between several investment opportunities “cushions” one against financial ruin should one investment fail. The world of purchasing and trading of stocks is a highly-competitive, yet lucrative avenue for both experienced investors and those just beginning with a few stock purchases. A good rule of thumb to remember as an investor is that when it comes to the stock market: “You win some-You lose some.” When a
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Share Trading Where to Start?

For some insight from popular blog have a look at this article: ‘how to start share trading’. Organisation and dedication are two primary keys to joining the rank of share traders. This system provides a risk and return structure that could either provide a greater return on your investment or help you loose your investment capital quickly. Share trading firms do a majority of their business online and a simple password protected site can allow you to make personal decisions regarding share trading. While it may be easy to set up an account it may be necessary to learn a
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Choosing the Right Mortgage Online

Although the recent rise in interest rates has flattened growth in house prices, it has not reduced the competition in the mortgage markets. Part of the reason for this is that the number of financial institutions and organisations outside of the banks and remaining building societies has rocketed over the past few years. The other reason is, of course, that even a small slump in the housing market can leave organisations with surplus mortgage funds in their hands which they are anxious to lend out. So whether you are a first time buyer, moving home or thinking of remortgaging for
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Remortgaging your Home

Remortgaging is the name given to the procedure when a borrower who has a mortgage with a particular company switches it to another company or to a different product with the same company, usually with a lower rate. Remortgaging is a popular thing to do – over 40% of all new loans every month in the UK are remortgages. There are several reasons why a homeowner might want to remortgage. The most obvious reason is to save money by having a lower interest rate and lower monthly mortgage payments. Some people remortgage in order to raise money for big expenses
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Buy to Let Mortgages

When one has the capital to make a significant investment, the thought of buying a property to let surely comes to mind. Letting out a property can be a fine source of capital growth, however it also requires much work on the part of the landlord. If it is your intention to purchase a property to let, it is important to know a few of the pitfalls along the way and how to avoid them. The first thing you must know is for what purpose you are buying the property. Your objectives might be income, which is your month to
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Turned Down for a Loan

Being turned down for a loan can be an unpleasant experience, especially if you are sure you have never missed a payment in the past or had any kind of ‘bad’ or adverse credit. Even though you may have been declined it does not necessarily mean you will not be able to get a loan elsewhere but it may also be possible to reverse the decision. Some lenders have very strict criteria for their automated decision making systems and if an individual does not fit the precise requirements the computer may return a negative response. The way to possibly change
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